接口说明

调用方：商户接入系统

接收方：银账通系统

功能：商户明细查询

请求地址及接口名

生产环境：https://fzxt-yzt-openapi.wangcaio2o.com

测试环境：https://fzxt-yzt-openapi.imageco.cn

接口名(method)：merchant.mch.info

公共请求参数

业务请求参数

范例：

{
  "sso_node_id": "00061967",
  "merchant_id": 1000000001116,
  "account_sub_type": "0"
}

请求示例

"biz_content": "{
  "sso_node_id": "00061442",
  "merchant_id": 1000000001066,
  "account_sub_type": "1"
}",
    "method": "merchant.mch.info",
    "format": "json",
    "sign": "BCl03jc6RBgKyBuc+Tvh0KG1Jeq8ueYZqY+OCOcO4KnldEpI5Snc/rnGO+p2GUCEbczuU8VQBNzteXOU4HnoFdy4Me5XrzO/UJeIDJRaW+LeLKOM7JSZ8Z1VSscF4Jr/L4+IN9lv3stv+qhoDU4DKmOx/PrqfQ2lO6NaStda33Cu4NTda83VlsE/hD2mOSvDO1u75Hg2tHQpe8MSzwOj7lzTU2xijlm1gQt+OA/b+91sA1d1GvEfTG4qqQlVFEkr4FqS1b/qkC+Ex1M1XtaChGgL/BeINVvjdh4lTn5K/ZLbZE5FuXkRPE6zZqcq7kGbN2B3iBiz1v7UsTLkP0ZaBA==",
    "app_id": "20211012897445821048422400",
    "sign_type": "RSA2",
    "version": "1.0",
    "timestamp": "2024-04-2815:09:29"
}

公共响应参数

业务响应参数

data 业务数据 (JSONObject)

bankcardDetailList 业务数据 (JSONObject)

|id|Integer|否|银行卡ID|887|
|bank_card_no|String|否|银行卡号|15000308773997|
|bank_cert_name|String|否|银行账户户名|银企直联智能清分测试数据|
|account_type|String|否|账户类型:：01=对私账户(自然人、个体工商户可选)，02=对公账户，03=法人对私|03|
|bank_id|String|否|银行id|307584007998|
|bank_name|long|否|银行名称|平安银行|
|settlement_account_type|String|否|结算类型: 01=银行卡, 02=支付宝|01|
|card_type|String|否|结算卡标识 0-提现卡 1-费用卡 2-其他卡|0|
|account_sub_type|String|否|账户类型 0-收款账户 1-付款账户|0|
|enabled|String|否|0 禁用 1启用|0|

storeResult 业务数据 (JSONObject)

detail 业务数据 (JSONObject)

响应示例

{
    "merchant_mch_info_response": {
        "request_id": "openapi_aec0f4f8091c44baa7f692bff7528730",
        "code": 10000,
        "data": {
            "type": "02",
            "name": "哈哈哈零食店",
            "alias": "哈哈哈零食店",
            "detail": {
                "buss_auth_type": "11",
                "buss_auth_no": "92530136MPBR5PTX14",
                "principal_person": "叶良辰",
                "principal_cert_no": "421126999922226543",
                "principal_mobile": "11111111111",
                "principal_cert_type": "1",
                "country_code": "",
                "occupation_code": "",
                "license_begin_date": "",
                "license_end_date": "",
                "license_validity_type": "",
                "province_code": "",
                "city_code": "",
                "area_code": "",
                "address": "",
                "first_industry_code": "",
                "second_industry_code": "",
                "third_industry_code": "",
                "third_industry_name": "",
                "currency_code": "",
                "register_capital": "",
                "business_province_code": "",
                "business_city_code": "",
                "business_area_code": "",
                "business_address": "",
                "contact_code": "",
                "cert_photo_a": "",
                "cert_photo_b": "",
                "license_photo": "",
                "business_scope": "",
                "province_name": "",
                "city_name": "",
                "area_name": "",
                "business_province_name": "",
                "business_city_name": "",
                "business_area_name": "",
                "gender": "U",
                "identity_begin_date": "",
                "identity_end_date": "",
                "identity_validity_type": "",
                "withdrawal_method": 0,
                "withdrawal_auto": "0"
            },
            "bankcardDetailList": [
                {
                    "id": 887,
                    "bank_card_no": "15000308773997",
                    "bank_cert_name": "银企直联智能清分测试数据",
                    "account_type": "03",
                    "bank_id": "307584007998",
                    "bank_name": "平安银行",
                    "settlement_account_type": "01",
                    "card_type": "0",
                    "account_sub_type": "0",
                    "enabled": "0"
                }
            ],
            "storeResult": [
                {
                    "store_id": 1983618,
                    "merchant_id": 1000000001130,
                    "custom_no": "amy99d",
                    "store_name": "阿吉豆银企直连门店1",
                    "mt_store_id": "",
                    "ele_store_id": "",
                    "type": "1",
                    "channel": "02",
                    "node_id": 1113,
                    "created_at": "2025-06-30 15:55:31",
                    "external_custom_no": "amy99d",
                    "external_store_id": "01983618",
                    "external_store_name": "阿吉豆银企直连门店1"
                }
            ],
            "account": "15623452345",
            "merchant_id": "1000000001130",
            "cloud_merchant_id": "4609000000001138",
            "created_at": "2025-05-30 14:00:11",
            "node_id": "1113",
            "node_name": "18823657777",
            "merchant_type_id": 107,
            "is_platform": "0",
            "frozen_balance": 0,
            "available_balance": 0,
            "total_balance": 0,
            "remote_frozen_balance": 0,
            "remote_available_balance": 0,
            "remote_withdraw_balance": 0,
            "register_status": "6",
            "last_fail_reason": "申请小额鉴权失败，请重新提交。失败原因：交易要素不全或字段长度非法,请核对请求要素",
            "open_pay_status": "2",
            "send_sms_tag": "0",
            "withdrawal_method": 0,
            "account_sub_type": "0"
        },
        "success": true
    },
    "sign": "Zo9fgteXVcpGqdBu+luRXx1jbxYsOYohDeh/Z3haEqvz+pcURJcYW6lnC3ZpW6r2Z0GGpJta0aanEpgUQYL141Jz2EzRXIvhOq5B5RuW5w1ndz1fN6eoXOQM3Wwo8wQ/wfQdZmV6QPFq/YM2l3zOOo+9flN21L9eFEA5MQKcohQA43VItTfGFLRVz4bxMFmXd/Ml/G86rniapWjAgnPec/dtq4dxt16wXybBP164T3hpjkGBqJo1T+e8iqtWcw6ufbwq8/ZExM3dtMQ9U6feLbOEBoVBg7DXMlCIYZ3oZn5AX98BqxjUGSkK62YCkHZwT5krnIVGgsHBLsuadey2yQ=="
}